Bharat QR Code- Use and Banks List

Bharat QR Code

After launching BHIM App during monetization. To make digital payment faster, easier and secure, government of India has introduced this revolutionary technology. With this Quick Response Code, cashless or digital payment can be easily performed for purchasing product without need of Swiping Cards. Anyone using QR Code reading apps UPI-based or Aadhaar-based app, can make the payment with this. It is safe and secure also accepts payments to Account+IFSC, UPI Payment Address, and Aadhar Number.

What is Bharat QR Code?

It is a collaborative initiative of famous networks including NPCI (National Payment Corporation of India ), mVISA, American Express, and Master Pass/Card. It will standardize QR Code payments in the country. Bank customers can use the banking apps to make electronic payment by just scanning QR Code. Consumers can complete the payment with RuPay, mVisa, American Express and Mastercard. The app is initially for Android and iOS smartphone not for windows. While, USSD code can be use on these smartphone to support Cashless India.

Bharat QR Code is an easy scan and payment feature that makes everyday transactions easier. You can use it to pay for taxi fair, doctor fees, vegetable, groceries, laundry bills, school bills and every other cashless payment.

How to use Bharat QR Code?

Let suppose Hari is an owner HR Fashion Store, he contacts his bank to provide Bharat QR panel for his shop. And also get Bharat QR Code installed on his mobile phone, Once his business account is activated after entering all the details. Now he ready to receive money from his customers directly into his bank account. He will not need conventional point of field setup to carry out Digital Transactions.

Customer Payment method with Bharat QR Code

• All consumers can enjoy easy cashless payments at HR Fashion Store


• Irrespective of card types like RuPay, mVisa, and American Express


• He/ She just need to open their bank mobile bank app or wallet app supporting Bharat QR Code.


• After opening app scan the Quick Response code with mobile app.


• Then enter the amount you want to pay for authentication


• After both Hari and Consumer will receive SMS of successful transactions.

Banks Deploying Bharat QR Code Technology

Initial only 15 government and private sector banks are come forward to support faster and secure digital with this digital payment technology. List of banks below:

• Axis Bank,


• HDFC Bank Ltd,


• ICICI Bank Ltd,


• IDBI Bank Ltd,


• Punjab National Bank,


• RBL Bank Ltd,


• Bank of Baroda,


• Bank of India,


• Citi Union Bank,


• DCB Bank Ltd,


• Karur Vysya Bank,


• State Bank of India,


• Union Bank of India,


• Vijaya Bank


• Yes Bank Ltd.